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Travel Insurance Key Benefit Levels

  Superior Plan (S$)
1 Accidental Death & Permanent Disablement
- For Children (Family Plan only)
- For Adult 70 years old and above
$500,000
$125,000
$250,000
2 Double Public Transport Cover
- For Children (Family Plan only)
- For Adult 70 years old and above
$1,000,000
$250,000
$500,000
  Standard Plan (S$)
1 Accidental Death & Permanent Disablement
- For Children (Family Plan only)
- For Adult 70 years old and above
$250,000
$62,500
$125,000
2 Double Public Transport Cover
- For Children (Family Plan only)
- For Adult 70 years old and above
$500,000
$125,000
$250,000
  Essential Plan (S$)
1 Accidental Death & Permanent Disablement
- For Children (Family Plan only)
- For Adult 70 years old and above
$125,000
$31,250
$62,500
2 Double Public Transport Cover
- For Children (Family Plan only)
- For Adult 70 years old and above
$250,000
$62,500
$125,000
  Superior Plan (S$)
3 Overseas Medical and Accidental Dental Expenses $2,000,000
  - For Children (Family Plan only)
- For Adult 70 years old and above
Traditional Chinese Medicine
$250,000
$500,000
max $300
4 Overseas Medical Expenses (Women’s Benefit) $5,000
5 Overseas Hospital Confinement Benefit $200 per day
max 250 days
6 Compassionate Visit Overseas $10,000
7 Return of Minors $10,000
8 Emergency Telephone Charges Actual Cost
9 Post Journey Medical Expenses
Traditional Chinese Medicine
$50,000
max $750
10 Post Journey Hospital Confinement Benefit $100 per day
max 20 days
11 ACE Assistance - Emergency Medical Evacuation & Repatriation Unlimited
12 ACE Assistance - Repatriation of Mortal Remains Unlimited
  Standard Plan (S$)
3 Overseas Medical and Accidental Dental Expenses $1,000,000
  - For Children (Family Plan only)
- For Adult 70 years old and above
Traditional Chinese Medicine
$125,000
$250,000
max $300
4 Overseas Medical Expenses (Women’s Benefit) $3,000
5 Overseas Hospital Confinement Benefit $200 per day
max 100 days
6 Compassionate Visit Overseas $5,000
7 Return of Minors $5,000
8 Emergency Telephone Charges $300
9 Post Journey Medical Expenses
Traditional Chinese Medicine
$25,000
max $750
10 Post Journey Hospital Confinement Benefit $100 per day
max 10 days
11 ACE Assistance - Emergency Medical Evacuation & Repatriation $1,000,000
12 ACE Assistance - Repatriation of Mortal Remains $1,000,000
  Essential Plan (S$)
3 Overseas Medical and Accidental Dental Expenses $500,000
  - For Children (Family Plan only)
- For Adult 70 years old and above
Traditional Chinese Medicine
$62,500
$125,000
max $300
4 Overseas Medical Expenses (Women’s Benefit) $2,000
5 Overseas Hospital Confinement Benefit $200 per day
max 25 days
6 Compassionate Visit Overseas $2,500
7 Return of Minors $2,500
8 Emergency Telephone Charges $150
9 Post Journey Medical Expenses
Traditional Chinese Medicine
$12,500
max $750
10 Post Journey Hospital Confinement Benefit $100 per day
max 5 days
11 ACE Assistance - Emergency Medical Evacuation & Repatriation $500,000
12 ACE Assistance - Repatriation of Mortal Remains $500,000
  Superior Plan (S$)
13 Personal Liability $2,000,000
14 Legal Expenses $150,000
  Standard Plan (S$)
13 Personal Liability $1,000,000
14 Legal Expenses $75,000
  Essential Plan (S$)
13 Personal Liability $500,000
14 Legal Expenses $25,000
  Superior Plan (S$)
15 Travel Cancellation $20,000
16 Travel Curtailment $20,000
17 Travel Delay $200 per 6 cons
hrs max $2,400
18 Travel Postponement $2,000
19 Travel Misconnection $200 per 6 cons
hrs max $2,000
20 Flight Diversion $200 per 6 cons
hrs max $2,000
21 Flight Overbooked $500 after 6 hrs
22 Alternative Travel due to Infectious Diseases $10,000
23 Loss of Deposit due to Insolvency of Travel Agent $5,000
24 Loss of Frequent Flyer Points $20,000
25 Personal Property and Baggage $8,000
max $500 per item
$1,000 for laptop
26 Baggage Delay $200 per 6 cons
hrs max $2,400
27 Personal Money and Travel Documents $5,000
max $300 money
28 Fraudulent Credit Card Usage $5,000
29 Credit Card Outstanding Balance $10,000
30 Kidnap/Hostage $200 per 6 hrs
max $10,000
31 Hijack of Public Conveyance $200 per 6 hrs
max $10,000
  Standard Plan (S$)
15 Travel Cancellation $10,000
16 Travel Curtailment $10,000
17 Travel Delay $200 per 6 cons
hrs max $1,200
18 Travel Postponement $1,000
19 Travel Misconnection $100 per 6 cons
hrs max $1,000
20 Flight Diversion $100 per 6 cons
hrs max $1,000
21 Flight Overbooked $200 after 6 hrs
22 Alternative Travel due to Infectious Diseases $5,000
23 Loss of Deposit due to Insolvency of Travel Agent $2,000
24 Loss of Frequent Flyer Points $10,000
25 Personal Property and Baggage $5,000
max $500 per item
$1,000 for laptop
26 Baggage Delay $200 per 6 cons
hrs max $1,200
27 Personal Money and Travel Documents $3,000
max $300 money
28 Fraudulent Credit Card Usage $2,000
29 Credit Card Outstanding Balance $5,000
30 Kidnap/Hostage $150 per 6 hrs
max $5,000
31 Hijack of Public Conveyance $150 per 6 hrs
max $5,000
  Essential Plan (S$)
15 Travel Cancellation $5,000
16 Travel Curtailment $5,000
17 Travel Delay $200 per 6 cons
hrs max $800
18 Travel Postponement $500
19 Travel Misconnection $100 per 6 cons
hrs max $800
20 Flight Diversion $100 per 6 cons
hrs max $800
21 Flight Overbooked $100 after 6 hrs
22 Alternative Travel due to Infectious Diseases $2,500
23 Loss of Deposit due to Insolvency of Travel Agent $1,000
24 Loss of Frequent Flyer Points $5,000
25 Personal Property and Baggage $3,500
max $500 per item
$1,000 for laptop
26 Baggage Delay $200 per 6 cons
hrs max $800
27 Personal Money and Travel Documents $1.000
max $300 money
28 Fraudulent Credit Card Usage $1,000
29 Credit Card Outstanding Balance $2,500
30 Kidnap/Hostage $100 per 6 hrs
max $2,000
31 Hijack of Public Conveyance $100 per 6 hrs
max $2,000
  Superior Plan (S$)
32 Home Guard $10,000
33 Rental Vehicle Excess $1,000
34 Rental Vehicle Return $500
35 Pet Cover $100 per 6 cons
hrs max $1,000
  Standard Plan (S$)
32 Home Guard $5,000
33 Rental Vehicle Excess $500
34 Rental Vehicle Return $250
35 Pet Cover $50 per 6 cons
hrs max $500
  Essential Plan (S$)
32 Home Guard NA
33 Rental Vehicle Excess NA
34 Rental Vehicle Return NA
35 Pet Cover NA
  Superior Plan (S$)
36A Ski Equipments $5,000
max $1,000 per item
36B Piste closure $100 per day
max $500
36C Unused ski equipment hire, lift passes and ski school expenses $1,000
36D Replacement of ski pass or ski lift pass $500
  Standard Plan (S$)
36A Ski Equipments $3,000
max $1,000 per item
36B Piste closure $50 per day
max $250
36C Unused ski equipment hire, lift passes and ski school expenses $500
36D Replacement of ski pass or ski lift pass $250
  Essential Plan (S$)
36A Ski Equipments NA
36B Piste closure NA
36C Unused ski equipment hire, lift passes and ski school expenses NA
36D Replacement of ski pass or ski lift pass NA
  Superior Plan (S$)
37A Golf Equipments $5,000
max $1,000 per item
37B Hole-In-One $500
37C Unused Green Fees $1,000
  Standard Plan (S$)
37A Golf Equipments $3,000
max $1,000 per item
37B Hole-In-One $300
37C Unused Green Fees $750
  Essential Plan (S$)
37A Golf Equipments NA
37B Hole-In-One NA
37C Unused Green Fees NA
  Superior Plan (S$)
24-hr Worldwide Medical Emergency Assistance Hotline Yes Yes
24-hr Travel Advice Hotline Yes Yes
Terrorism extension Yes Yes
Automatic Extension of Cover if Insured is sick or injured while overseas Public Transport:
14 days
Injury / Illness:
30 days
Public Transport:
14 days
Injury / Illness:
30 days
  Standard Plan (S$)
24-hr Worldwide Medical Emergency Assistance Hotline Yes Yes
24-hr Travel Advice Hotline Yes Yes
Terrorism extension Yes Yes
Automatic Extension of Cover if Insured is sick or injured while overseas Public Transport:
14 days
Injury / Illness:
30 days
Public Transport:
14 days
Injury / Illness:
30 days
  Essential Plan (S$)
24-hr Worldwide Medical Emergency Assistance Hotline Yes undefined
24-hr Travel Advice Hotline Yes undefined
Terrorism extension Yes undefined
Automatic Extension of Cover if Insured is sick or injured while overseas Public Transport:
14 days
Injury / Illness:
30 days
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Important Notes

  1. The amounts listed above are the maximum coverage payable for each benefit.
  2. All benefit items are on reimbursement basis where you will be reimbursed for the expenses incurred except for benefit items 1, 2, 5, 10, 17, 19, 20, 21, 26, 30, 31, 35, 36B.
  3. Maximum of 90 days per Journey for Annual Multi-Trip Policy.
  4. "Pre-existing conditions" will not be covered.
  5. Please refer to the Policy Wordings for the full specifications, conditions and exclusions.