My VoyageGuard Travel InsuranceSM

Key Benefit Levels

My VoyageGuard Travel InsuranceSMEssential
(S$)
Standard
(S$)
Superior
(S$)
  Personal Accident      
1 Accidental Death & Permanent Disablement $125,000 $250,000 $500,000
  - For Children (Family Plan only) $31,250 $62,500 $125,000
  - For Adult above 70 years old $62,500 $125,000 $250,000
2 Double Public Transport Cover $250,000 $500,000 $1,000,000
  - For Children (Family Plan only) $62,500 $125,000 $250,000
  - For Adult above 70 years old $125,000 $250,000 $500,000
  Overseas Medical and Travel Expenses      
3 Overseas Medical and Accidental Dental Expenses $500,000 $1,000,000 $2,000,000
  - For Children (Family Plan only) $62,500 $125,000 $250,000
  - For Adult above 70 years old $125,000 $250,000 $500,000
  Traditional Chinese Medicine maximum $300 maximum $300 maximum $300
4 Overseas Medical Expenses (Women’s Benefit) $2,000 $3,000 $5,000
5 Overseas Hospital Confinement Benefit $200 per day
maximum 25 days
$200 per day
maximum 100 days
$200 per day
maximum 250 days
6 Compassionate Visit Overseas $2,500 $5,000 $10,000
7 Return of Minors $2,500 $5,000 $10,000
8 Emergency Telephone Charges $150 $300 Actual Cost
9 Post Journey Medical Expenses
Traditional Chinese Medicine
$12,500
maximum $750
$25,000
maximum $750
$50,000
maximum $750
10 Post Journey Hospital Confinement Benefit $100 per day
maximum 5 days
$100 per day
maximum 10 days
$100 per day
maximum 20 days
11 Chubb Assistance - Emergency Medical Evacuation & Repatriation $500,000 $1,000,000 Unlimited
12 Chubb Assistance - Repatriation of Mortal Remains $500,000 $1,000,000 Unlimited
  Liability      
13 Personal Liability $500,000 $1,000,000 $2,000,000
14 Legal Expenses $25,000 $75,000 $150,000
  Travel Inconveniences      
15 Travel Cancellation $5,000 $10,000 $20,000
16 Travel Curtailment $5,000 $10,000 $20,000
17 Travel Delay $200 per 6 consecutive hours
maximum $800
$200 per 6 consecutive hours
maximum $1,200
$200 per 6 consecutive hours
maximum $2,400
18 Travel Postponement $500 $1,000 $2,000
19 Travel Misconnection $100 per 6 consecutive hours
maximum $800
$100 per 6 consecutive hours
maximum $1,000
$200 per 6 consecutive hours
maximum $2,000
20 Flight Diversion $100 per 6 consecutive hours
maximum $800
$100 per 6 consecutive hours
maximum $1,000
$200 per 6 consecutive hours
maximum $2,000
21 Flight Overbooked $100 after 6 hours $200 after 6 hours $500 after 6 hours
22 Alternative Travel due to Infectious Diseases $2,500 $5,000 $10,000
23 Loss of Deposit due to Insolvency of Travel Agent $1,000 $2,000 $5,000
24 Loss of Frequent Flyer Points $5,000 $10,000 $20,000
25 Personal Property and Baggage $3,500
maximum $500 per item
$1,000 for laptop
$5,000
maximum $500 per item
$1,000 for laptop
$8,000
maximum $500 per item
$1,000 for laptop
26 Baggage Delay $200 per 6 consecutive hours
maximum $800
$200 per 6 consecutive hours
maximum $1,200
$200 per 6 consecutive hours
maximum $2,400
27 Personal Money and Travel Documents $1,000
maximum $300 money
$3,000
maximum $300 money
$5,000
maximum $300 money
28 Fraudulent Credit Card Usage $1,000 $2,000 $5,000
29 Credit Card Outstanding Balance $2,500 $5,000 $10,000
30 Kidnap / Hostage $100 per 6 hours
maximum $2,000
$150 per 6 hours
maximum $5,000
$200 per 6 hours
maximum $10,000
31 Hijack of Public Conveyance $100 per 6 hours
maximum $2,000
$150 per 6 hours
maximum $5,000
$200 per 6 hours
maximum $10,000
  Lifestyle      
32 Home Guard NA $5,000 $10,000
33 Rental Vehicle Excess NA $500 $1,000
34 Rental Vehicle Return NA $250 $500
35 Pet Cover NA $50 per 6 consecutive hours
maximum $500
$100 per 6 consecutive hours
maximum $1,000
  Winter Sports (Optional)      
36A Ski Equipments NA $3,000
maximum $1,000 per item
$5,000
maximum $1,000 per item
36B Piste closure NA $50 per day
maximum $250
$100 per day
maximum $500
36C Unused ski equipment hire, lift passes and ski school expenses NA $500 $1000
36D Replacement of ski pass or ski lift pass NA $250 $500
  Golf (Optional)      
37A Golf Equipments NA $3,000
maximum $1,000 per item
$5,000
maximum $1,000 per item
37B Hole-In-One NA $300 $500
37C Unused Green Fees NA $750 $1,000
  Others      
  24-hr Worldwide Medical Emergency Assistance Hotline Yes Yes Yes
  24-hr Travel Advice Hotline Yes Yes Yes
  Terrorism extension Yes Yes Yes
  Automatic Extension of Cover if insured is sick or injured while overseas Public Transport: 14 days
Injury / Illness: 30 days
Public Transport: 14 days
Injury / Illness: 30 days
Public Transport: 14 days
Injury / Illness: 30 days

Important Notes:

  1. The amounts listed above are the maximum coverage payable for each benefit.
  2. All benefit items are on reimbursement basis where you will be reimbursed for the expenses incurred except for benefit items 1, 2, 5, 10, 17, 19, 20, 21, 26, 30, 31, 35, 36B.
  3. Maximum of 90 days per Journey for Annual Multi-Trip Policy.
  4. "Pre-existing conditions" will not be covered.
  5. Please refer to the Policy Wording for the full specifications, conditions and exclusions.

Cards accepted:

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For enquiries, please call Chubb customer service hotline at